NairaTrak Privacy Policy

We are committed to protecting your privacy and ensuring the security of your data. This policy outlines how we handle your information.

Last Updated: January 3, 2026

1. Introduction

NairaTrak Inc. ("We," "Our," or "Us") operates the NairaTrak platform, a bookkeeping and tax compliance solution designed for Nigerian SMEs. Our mission is to provide secure, efficient tools for financial management while prioritizing data privacy and security.

By accessing or using our Services, you agree to the collection, use, and disclosure of your personal information as outlined in this Privacy Policy and our Terms of Service. We comply with the Nigeria Data Protection Regulation (NDPR) and other relevant laws to safeguard your information.

2. Purpose

This Privacy Policy informs users about our practices regarding the collection, use, and protection of personal data. It empowers you with control over your information and ensures transparency in our data handling processes, fostering trust in our platform.

3. Governing Law

This Privacy Policy is governed by the laws of the Federal Republic of Nigeria, without regard to conflict of laws principles. Any disputes arising from this Policy shall be subject to the exclusive jurisdiction of Nigerian courts.

We adhere to the Nigeria Data Protection Regulation (NDPR) 2019 and other applicable data protection laws to ensure compliance and protect user rights.

4. Definitions & Key Terms

Term Definition
CookieA small data file stored on your device to remember preferences and improve user experience.
Personal DataAny information relating to an identified or identifiable natural person, such as name, email, or device details.
ServiceThe NairaTrak platform, including all features for bookkeeping, invoicing, and tax compliance.
ProcessingAny operation performed on personal data, such as collection, storage, or analysis.

5. Collection of Personal Data

We collect personal data to deliver secure and efficient services. The types of data include:

Account Info

Name, email, phone, and address.

Business Details

Employment, business email, and financial data.

Usage Data

IP address, browser, and GPS (optional).

Financial Data

Invoices and transactions.

Email Forwarding Notice: We only process data you explicitly forward to our service for automation purposes.

6. Use of Personal Data

We use your data solely for legitimate purposes, including:

Processing subscriptions.
Financial management automation.
Security alerts and updates.
Enhancing user experience.
NDPR legal compliance.
Fraud prevention.

7. Data Security

We implement robust security measures to protect your data from unauthorized access, alteration, or disclosure. This includes encryption, secure servers, and regular audits.

All sensitive information, such as payment details, is transmitted via Secure Socket Layer (SSL) technology and stored in encrypted databases accessible only to authorized personnel.

ISO 27001 Certified

NairaTrak adheres to international standards for information security management, ensuring your data is handled with the highest level of care.

8. Data Retention & Deletion

We retain your personal data only as long as necessary to fulfill the purposes outlined in this Policy or as required by law.

Active Accounts

Retained for as long as you use our services.

Inactive Accounts

Retained for six (6) months before permanent deletion.

Right to Erasure

Request data deletion at any time via our support.


Questions or Concerns?

Our dedicated data protection team is here to help you.

contact@nairatrak.io